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Affordability Calculator


Use this calculator to determine how much house you can afford. By entering details about your income, down payment, and monthly debts, you can estimate the mortgage amount that works with your budget.

Annual income
$
Monthly debts
$
Down payment
$
You can afford a house up to
$308,122
Based on your income, a house at this price should fit comfortably within your budget. Based on your income, a house at this price may stretch your budget too thin.
$1,850/mo
 
Debt-to-income
%
Interest rate
$ %
Loan term 30-year fixed15-year fixed5/1 ARM
 
Include taxes/ins.
Property tax
$ /year %
Home insurance
$ /year
 
Include PMI.
HOA dues
$ /month

Mortgage Calculator


Home price
$
Down payment
$ %
Loan program 30-year fixed15-year fixed5/1 ARM
Interest rate
%
Property tax
$ /year %
Home insurance
$ /year
HOA dues
$ /month
Your Payment $1,431
  •  
    P&I: $1,064
  •  
    Taxes: $300
  •  
    Insurance: $67
  •  
    PMI: $0
  •  
    HOA: $0

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